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About Karla L. Hine
My Mission
It's my goal here at Silver Plus Benefits to make health coverage an easy path. I will continue to strive to help provide and inform about affordable and comprehensive health insurance options for you and your family.
Affordable Health Insurance Benefits We Provide
Hospital Indemnity
With indemnity plans, the insurance company pays a pre-determined percentage of the reasonable and customary charges for a given service, and the insured pays the rest. With an indemnity plan, there's no provider network, so patients can choose their own doctors and hospitals.
Annuities
While most life insurance policies pay out the insured's death benefit in a lump sum, some insurers provide beneficiaries with the option to receive their payout as an annuity, or in payments over time.
Dental & Vision
Dental insurance makes it easy to go to the dentist by minimizing out-of-pocket costs for routine dental check-ups, expensive procedures and most things in between. Vision insurance helps cover fees for annual preventive care check-ups, glasses and contacts
Final Expense
Final expense insurance, also referred to as burial insurance, covers end-of-life expenses including funeral arrangements and any remaining medical or legal expenses that will need to be settled by your beneficiary.
Short-Term Health Insurance
Get temporary health insurance coverage while you're between jobs, waiting for open enrollment, or in any other transitional period. Protect your health and your finances.
Cancer, Heart Attack & Stroke Insurance
Cancer Insurance & Heart Attack/Stroke Insurance may be the ideal solution for those who are worried about covering the costs of a high deductible health Insurance policy.
Medicare Advantage Plans
A Medicare Advantage (MA) plan is a type of health plan offered by a private company that contracts with Medicare to provide you with all your Medicare Parts A and B benefits. MA plans include health maintenance organizations, preferred provider organizations, private fee-for-service plans, and Special Needs Plans.
Prescription Drug Plans
Medicare Part D is a voluntary outpatient prescription drug benefit for people with Medicare provided through private plans that contract with the federal government.
Medicare Supplements
Medicare Supplement Insurance (Medigap) is extra insurance you can buy from a private health insurance company to help pay your share of out-of-pocket costs in Original Medicare